Around the World Now for Us

The trophy for World Cup 2011 was launched in a rather innovative manner. Steyn and Morkel went underwater to unveil the coveted trophy amidst sharks and other sea creatures at the aquarium.

Talking to media at the ceremony, International Cricket Council (ICC) chief executive Haroon Lorgat said, “It was spectacular to watch the 100-day countdown ceremony and the ICC and the three host countries are gearing up for the World Cup.”

The 43-day tournament will be jointly hosted by India, Sri Lanka and Bangladesh. The opening ceremony of the World Cup will be held in Bangladesh capital Dhaka on February 17 and the first will be played two days later. The final match will be held in Mumbai on April 2.

Investors who want to beat the market should be followers of the business cycle. The business cycle is a long-term pattern of changes in Gross Domestic Product (GDP) that follows four stages: expansion, prosperity, contraction, and recession. After a recessionary phase, the expansionary phase can start again.

Business Cycle Phases

The phases of the business cycle are characterized by changing employment, industrial productivity, and interest rates. Some economists believe that stock price trends precede business cycle stages. As a result, the phases of the business cycle provide the strategic framework for economic activity and investing. The business cycle affects employees, employers and investors. For example:

Government Intervention

When the business cycle does not run smoothly, it can have consequences as disastrous as the Great Depression. That is why governments intervene to try to manage the economy. For example, if it appears that inflation is rising too quickly, the Federal Reserve (the central bank of the U.S. charged with handling monetary policy) may decide to raise interest rates to curtail spending. On the other hand, if the economy is performing poorly, the government may lower taxes and increase spending to spur consumption and investment.
 

Interest rates and the yield curve play a very important role in determining economic activity and the performance of the stock market. Higher interest rates increase the costs to businesses and individuals. Companies must pay more to borrow money for capital investments or to fund daily business operations. Individuals pay more for mortgages as well as other loans they may take out to purchase products. Higher interest rates also increase the demand for money to invest in bonds taking money that could or was invested in the stock market.



The yield curve is a plot of the yield on bonds with the same credit quality across different maturities. The basic assumption is you get more interest on your investment in a bond by holding it longer. The theory states there is more risk for holding a bond for 10 years than for 5 years, or for 5 years than for 90 days. Bloomberg provides a current chart of the yield curve for U.S. Treasuries at Bloomberg, an interesting interactive model of the ”living” yield curve.

Implication for Investors

The business cycle has implications for markets and investors. Broadly, a recession often corresponds with a sustained period of weak stock prices, or a bear market. A healthy, expanding economy that keeps inflation from rising too quickly often corresponds with a bull market, or period of sustained market growth.

Fortunately, there are investment strategies for all parts of the business cycle, thanks to the diverse economy we have. Companies that do well when the economy is experiencing good times are called cyclical stocks. Industries that fall under this group include travel and leisure companies, airlines, consumer electronics firms and jewelry makers. Companies that make goods that are necessities, such as food and health care are called non-cyclical stocks. These stocks tend to provide more stability during an economic downturn. During an economic expansion, one should invest in cyclical stocks. On the other hand, during an economic contraction one should consider investing in non-cyclical stocks.

Sam Stovall’s Sector Investing, 1996 states that different sectors are stronger at different points along the business cycle. Be forewarned, this is a very expensive book, however it is worthwhile, as it is the best explanation of sector rotation.

The hard part is to identify phase of the business cycle. As you might realize, this is no easy matter and many economists get it wrong. Many indicators are published on a regular basis that people use to monitor the economy. Unfortunately, there is not a simple way to make this strategic decision. The best policy is to try not to predict the business cycle, but rather to monitor the economy looking for signs that it is change in leadership. This change takes several months, so you have time to make your assessment. Keep in mind that the stock market is a leading indicator and will attempt to forecast that the economy is beginning to level off or contract and pull back. Unfortunately, these can be false indications as well.

Sector Rotation Strategy

As an investor, I seek to understand where we are in the business cycle to help guide me where to look for opportunities. However, I do not try to forecast the cycle since I realize I am no better than many economists who make it a full time job to make these predictions. Sector rotation can produce excellent opportunities and must be carefully examined when evaluating the business cycle. Just keep in mind that many investors and gurus are wrong when they claim that we are entering a new stage in the business cycle. Fortunately, one strategy works and is simple to implement.

Identify the most significant fundamental factors that influence each sector. For example, in healthcare, the aging population and expansion of healthcare coverage by the U.S. government are major drivers for the sector. These factors should help push the healthcare to be one of the top sectors. Each sector has their factors that are the major drivers. This type of review gives improves your chances to identify which sectors have the most potential and which ones do not. Using this type of analysis, you can rank each sector based on its fundamentals.

A sector tends to stay in a trend for a number of months. Moreover, when a sector starts to trend, up or down, it tends to stay in that trend for many months. Using technical analysis, you can see the trend changes in each sector, as well as, compare the performance of all the sectors over different time periods. This gives you a view of the sector that are leading and the ones that are trailing. You can also rank the sectors based on your technical analysis.

Finally, you can combine the fundamental and technical rankings into a blended order that provides a simple way to see which sectors are expected to do well and which ones are not. Moreover, if you maintain this list over time adjusting for changes in the ranking factors, you can see which sectors are improving and which ones are falling back. This gives you an opportunity to anticipate where you should start to place capital and where you should start to close out positions.

The Bottom Line
The business cycle offers investors a good way to beat the market. A sector rotation strategy that follows the business cycle, offers an excellent way to align one’s portfolio. It also provides a way to create some diversification, since you should invest in several sectors that span the current stage of the economic cycle, rather than just one. This provides your portfolio some diversification while still following the sector rotation model.

After the bidding war we witnessed during the 3G Auctions, Indian telcos are all set for another race. To (finally) begin offering 3G services in India. Tata DoCoMo and Vodafone have already announced their timelines for rolling out 3G. While DoCoMo is set to win this race by declaring November 5th as their D-day. Vodafone is expected to begin their 3G operation sometime in the first quarter of 2011. Airtel has one-upped them with this announcement.

During the Auction, Airtel had successfully bid for 13 zones including key cities like Delhi, Mumbai, Bangalore, Chennai and Hyderabad. These cities account for 21 per cent of data traffic in the country. They are also most likely to have early adopters who are eagerly waiting to get their hand(set)s on 3G. Incidentally, the 13 circles also account for 68 per cent of the telco’s revenue market share.

Airtel is also reportedly in talks with other operators across the country to ensure that all Airtel subscribers in India have access to its 3G services. The high speed networks deployed will be provided by the likes of Huawei, Ericsson and Nokia Siemens Network.

Apart from when, the bigger question on the minds of potential adopters is ‘how much’ these services will cost. Most Indians were very lucky to be able to use 2G data services at very low costs, and in many cases – at no cost. That is unlikely to be the case with 3G given the intense bidding battle during the 3G Auction. Several experts had even raised doubts over whether many of the telcos would be able to sustain themselves given the cost of acquiring spectrum, especially if a pricing war was to break out – akin to the one following DoCoMo’s per second pulse.

Of course, promising and actually offering services are two very different things. 3G has been ‘coming’ to India for years now. A year ago, Airtel had estimated they would be able to launch their 3G services by Diwali 2010.

It will be interesting to see how many of them are able to stick to their deadlines. Come November 5th, we will have a clearer picture of what lies ahead.

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கும்பம் - அவிட்டம் 3-ஆம் பாதம் முதல், சதயம், பூரட்டாதி 3-ஆம் பாதம் முடிய

 

Aquarius Horoscope for the first phase till early May 2011 - This would be the best phase in material & financial terms. You will find a good and steady inflow of funds. Money matters would be positive now. You will also find family will be supportive. Verbal & written expression would be very good.

Beyond 26th January 2011, hurdles could rise. Health also could create some challenges and chronic health sufferers could find the going tough. New projects or schemes should not be implemented now. Speech could be harsh at times and should be consciously controlled. Income will be good, while you would be able to make good gains in projects or deals you are working on. Old friends could be reunited.

Aquarius Horoscope between May & 15th November 2011 - This would be the most challenging period of the year. Finances could now see a slow down as the level of vibrancy in money matters would be much lower than before. The gains would be lower than the expectation.

You need to remain cautious about false moves and losing your position, during this period. Some change in equation between siblings could come about too. Frequent travel is possible. Since it might not be very useful, you should avoid spending too much on travel. More of your base instincts would be active during this period, causing a need to be careful about some wrong decisions, which could hurt you or others. Period beyond 31st August would need higher level of caution.

Health & hurdles would improve after the 12th June 2011. You should remain careful about money invested in partnerships as chances of losing money exist.

Career would go into a high activity phase. You will find many opportunities approaching you simultaneously. If you can choose practically, you would be able to choose the right option out of the many new ideas that would be thrown up at you.

Career arena would see many political developments and very high level of diplomacy would be required till end of 2012 to handle the new complex developments.

Home & domestic matters would not be very happy. You need to control your expectations.

Aquarius Horoscope between 16th November 2011 and 31st December 2011 - This period would see a tremendous turn around in fortunes. You will be able to turn around luck as well as health after the 15th November. You status & mental state would stabilize after the 25th December 2011. Career will remain in a lucky and vibrant state. Overall this period will bring in new opportunities in abundance. As long as you are able to be discerning in your career decisions, very good growth will be possible now.
General Comments for Aquarius Horoscope 2011 :

Despite good trends being in operation, you could feel defensive and low on mental energy. Health could be lower than your expectation too. You need to be careful between 26th January 2011 & 12th June 2011, as the period could be harshest during this time. Luck would rise tremendously after 15th November 2011.

Further you could feel you relevance & effectiveness could get go down between 27th Sept 2011 & 30th October 2011. It would be useful to avoid high activity or crucial projects during this time.

Volatility in communications & thought patterns should be controlled between 31st March to 23rd April, 3rd August to 26th August & 25th November to 13th December. Health & relations with children could also fluctuate during the above periods. Finances could fluctuate during the above periods.

Aquarius January Horoscope: Gainful period financially, while socially you would be active too till the 16th January 2011. A dip could be felt in health and stamina overall after the 17th January 2011. Chances of useless expenses, while some losses are possible too. It would be useful to keep the level of activity lower than usual.

Aquarius February Horoscope: The month would begin with low activity and some amount of pressures and sluggishness which would remain till the 14th February 2011. Improvements in outlook, followed by rise in activity would come from the 15th February 2011. You should be careful about being egoistic and over aggression. You will experience leadership abilities now.

Aquarius March Horoscope: Hard work and aggression would be high. Ego will remain an integral part of thinking as well as attitude. Ego related issues would remain internal and sub conscious till the 15th March 2011, while 16th March 2011 onwards, Ego could be apparent in speech. Finances would remain active and on your mind in the second half of the month. Family matters would be in the focus too.

Aquarius April Horoscope: Creative work would bring in growth in finances till the 15th April 2011. Be humble in speech and communications this month. 16th April 2011, onwards your position will rise and growth would come due to your dynamic attitude as well as networking skills. Growth oriented period overall. Possibility of travel.

Aquarius May Horoscope: Positive period till 16th May 2011. You will experience growth and rise in repute. You will feel a higher level of energy & creative ability too. 17th May 2011 onwards a gradual distance from family & relatives could be felt. There could be some changes in property as well as domestic matters. As long as you are positive, there would be abundant energy to work out matters.

Aquarius June Horoscope: Active period in work as well as domestic matters till the 16th June 2011. Some amount of resentment could build up against family members during this time. Avoid conflict. 17th June 2011 onwards, creative energies would be high and you will remain more self centered than usual. Children related matters could remain strained now.

Aquarius July Horoscope: Mind could be over active and some amount of ego could run your thought patterns till the 15th July 2011. Issues with children could crop up too. Beyond 16th July 2011, you will find a rise in energy in work environment. You will find support from superiors and some rise in dynamism which could help you progress faster.

Aquarius August Horoscope: Hard work and support from people in authority will help you make good progress in work till the 16th August 2011. It is a positive period in love life and relationships too. Beyond 17th August 2011, you could experience a higher level of hurdles and possibility opposition to ideas and relationships. If married, ego with spouse could erupt. New partnerships could come up.

Aquarius September Horoscope: Issues with partners or in marital matters could come up till the 15th September 2011. You should remain cautious about fever etc. Health & stamina could dip after the 16th September 2011. Hurdles in routine matters could rise too during this period. Fatigue & level of tiredness could prevail now.

Aquarius October Horoscope: Poor stamina & certain amount of challenges overall would remain. Work could experience a slowdown till the 16th October 2011. Important assignments are better postponed after 17th October 2011 or the next month. Improvements in luck and overall growth could come. Chances of travel possible too.

Aquarius November Horoscope: Creative work and spirituality would be present in your outlook. Luck will be good too till the 13th November 2011. Career will grow based on new ideas as well as hard work from the 14th November 2011. People in authority as well as government sources would be supportive. Children related matters will be positive, while investments would blossom.

Aquarius December Horoscope: Career will progress well, while you will still experience heightened activity in career. You will experience a position of authority till the 13th December 2011. Income and growth will jump after the 14th December 2011. You will find happiness in social life, while very positive reunion with friends possible now too. Some celebration in the family after the 15th December 2011 possible.

Best wishes to you for a wonderful 2011.

Capricorn Horoscope for the first phase till early May 2011 - This period would bring in the maximum challenges as well as hurdles. All the hard work would however be beneficial and bring in excellent returns once you cross May 2011. Travel would turn frequent again during this time. You will need to be careful about all your plans after the 25th January 2011. New projects, which come up suddenly now should be handled carefully. Travel itinerary and objectives should be well thought out before you venture out. Well planned travel would be very beneficial. You need to be careful about your financial planning though. Care is needed about how you deal with family & people close to you. Some trust issue could come up, due to which you need to be very careful handling the property of others. A tendency to be secretive will remain throughout.

Capricorn Horoscope between May & 15th November 2011 - Rapid improvement in finances as well as your mind set would become possible now. You will find that your non productive outflows will become productive now. Income will jump up and suddenly you will be at the middle of social events.

Thinking will turn very critical and you would tend to get into minute details. You need to make sure you are able to control stress as it would devalue your productivity. Be careful about events related to children, their health & performance.

New investments could bring losses and so you need to be careful.

You will find increase in the level of rationality and slow down in the activity after the 12th June 2011, to more manageable levels. New projects can be started and would become gainful. Luck & growth would be good, while chances of religious travel possible too.

You could make some investments also during this period in real estate or purchase of conveyance. The period beyond 31st August will increase the chances of the investment. As long as you are judicial in your plans, very good opportunity for growth would be present. Domestic matters would settle down & become easier than before.

Capricorn Horoscope between 16th November 2011 and 31st December 2011, would be the most productive period this year. Level of opportunity & growth would be highest now. This is period when your outlook & efforts would be the most productive. Career will enter a period of high growth and effectiveness.

Domestic matters would fall into a steadier pattern after 25th December 2011. Income & social prominence would be quite high now.

This a period when you will truly start getting the rewards of the hard work done in the last few years.
General Comments for Capricorn Horoscope 2011 :

An overall lucky phase when opportunities & travel would come up repetitively, throughout the year. Your temperament could become erratic and unreliable between 26th January 2011 & 12th June 2011. You should avoid major decisions or new moves during this time.

Between 27th September 2011 & 30th October 2011, you might feel redundant or ineffective in what you do. It is a period when confidence could dip too. You should not give up your efforts now, since the period beyond 30th October will see growth & results, as desired by you.

The period beyond 15th November will see a significant change in your temperament & level of success. Your entire personality will mature and position in life will move towards one of the strongest periods you might have experienced in the last 20 years. It is a seriously positive period. You should use the entire year to be ready & take the new position for yourself.

Volatility in health and communications should be controlled between 31st March to 23rd April, 3rd August to 26th August & 25th November to 13th December. Luck & patterns of opportunity could also fluctuate during the above periods. Finances could fluctuate during the above periods.

Capricorn January Horoscope: The month would begin with low activity and some amount of pressures and sluggishness which would remain till the 14th January 2011. Improvements in outlook, followed by rise in activity would come from the 15th January 2011. You should be careful about being egoistic and over aggression. You will experience leadership abilities now.

Capricorn February Horoscope: Hard work and aggression would be high. Ego will remain an integral part of thinking as well as attitude. Ego related issues would remain internal and sub conscious till the 15th February 2011, while 16th February 2011 onwards, Ego could be apparent in speech. Finances would remain active and on your mind in the second half of the month. Family matters would be in the focus too.

Capricorn March Horoscope: Creative work would bring in growth in finances till the 15th March 2011. Be humble in speech and communications this month. 16th March 2011, onwards your position will rise and growth would come due to your dynamic attitude as well as networking skills. Growth oriented period overall. Possibility of travel.

Capricorn April Horoscope: Positive period till 16th April 2011. You will experience growth and rise in repute. You will feel a higher level of energy & creative ability too. 17th April 2011 onwards a gradual distance from family & relatives could be felt. There could be some changes in property as well as domestic matters. As long as you are positive, there would be abundant energy to work out matters.

Capricorn May Horoscope: Active period in work as well as domestic matters till the 16th May 2011. Some amount of resentment could build up against family members during this time. Avoid conflict. 17th May 2011 onwards, creative energies would be high and you will remain more self centered than usual. Children related matters could remain strained now.

Capricorn June Horoscope: Mind could be over active and some amount of ego could run your thought patterns till the 15th June 2011. Issues with children could crop up too. Beyond 16th June 2011, you will find a rise in energy in work environment. You will find support from superiors and some rise in dynamism which could help you progress faster.

Capricorn July Horoscope: Hard work and support from people in authority will help you make good progress in work till the 16th July 2011. It is a positive period in love life and relationships too. Beyond 17th July 2011, you could experience a higher level of hurdles and possibility opposition to ideas and relationships. If married, ego with spouse could erupt. New partnerships could come up.

Capricorn August Horoscope: Issues with partners or in marital matters could come up till the 15th August 2011. You should remain cautious about fever etc. Health & stamina could dip after the 16th August 2011. Hurdles in routine matters could rise too during this period. Fatigue & level of tiredness could prevail now.

Capricorn September Horoscope: Poor stamina & certain amount of challenges overall would remain. Work could experience a slowdown till the 16th September 2011. Important assignments are better postponed after 17th September 2011 or the next month. Improvements in luck and overall growth could come. Chances of travel possible too.

Capricorn October Horoscope: Creative work and spirituality would be present in your outlook. Luck will be good too till the 13th October 2011. Career will grow based on new ideas as well as hard work from the 14th October 2011. People in authority as well as government sources would be supportive. Children related matters will be positive, while investments would blossom.

Capricorn November Horoscope: Career will progress well, while you will still experience heightened activity in career. You will experience a position of authority till the 13th November 2011. Income and growth will jump after the 14th November 2011. You will find happiness in social life, while very positive reunion with friends possible now too. Some celebration in the family after the 15th November 2011 possible.

Capricorn December Horoscope: Gainful period financially, while socially you would be active too till the 16th December 2011. A dip could be felt in health and stamina overall after the 17th December 2011. Chances of useless expenses, while some losses are possible too. It would be useful to keep the level of activity lower than usual.

Best wishes to you for a wonderful 2011.

Sagittarius Horoscope for the first phase till early May 2011 - This period is the most challenging portion of the year. You will struggle to keep your aggression & resentment down, while pressures & provocation against you would be the highest. You will find new opportunities but lack of clarity and support could keep you away from real success. Pressures in career could rise after the 25th January 2011. This period will see pressures from superiors & some adverse equations will government sources. It would be useful to avoid making major changes or starting new projects now, since new projects could initiate very fast but will not culminate into specific action or results. You should keep you biases under check. Marriages will experience challenges throughout. Avoid getting into controversial positions now.

Sagittarius Horoscope between May & 15th November 2011 - A great cycle of growth will begin now. You will find creativity high and new ideas would open up multiple channels.

The pressures in career would ease after the 12th of June 2011. You can commence new projects and take up risks in career now. New ideas and technology available now, will bring in a new growth cycle overall.

Thinking will become acute & intuitive after the 31st August 2011. This is a period when a new cycle of growth will physically start happening. All plans of the past will start turning into action. Chances of conception or birth of a child will be present. Status of children will rise.

You should however still keep a conservative view. All the growth & opportunities would still not give very high financial gains yet and so you should raise your expenses carefully. Travel possible but initially the expenses might not justify the returns. A secret romance possible during this period. Chances of the relationship, not having full social sanction exists & therefore be careful & consider all pros & cons involved.

Any sort of speculation should be avoided.

Sagittarius Horoscope between 16th November 2011 and 31st December 2011 - this will be the most rewarding and positive period of the year. Your mind and activity would be in over drive. There will now be gains that you had been working towards throughout the year. This period, however might not be as gainful as you would like & so expenses should be controlled.

You mind & activity level will turn more rational now after the 25th of December 2011.

You need to keep your speech under control lest you make enemies.

General Comments for Sagittarius Horoscope 2011 :

You could feel low on confidence & feel less effective than usual between 23rd March 2011 & 21st April 2011. You should keep on making your best efforts even during the above period. The results would come up automatically as soon as the period is over.

You judgment & outlook in life would become volatile somewhat between 31st August 2011 & 25th December 2011. You should take up all challenges that come your way but avoid major decisions or unsteady thoughts during this period.

Speech and verbal aggression towards spouse & subordinates should be controlled between 31st March to 23rd April, 3rd August to 26th August & 25th November to 13th December. Relations with spouse could be quite erratic during this period be cautious. Career could also go into volatile & unsteady phases during the above dates. Avoid major or risky decisions during these periods.

Sagittarius January Horoscope: Hard work and aggression would be high. Ego will remain an integral part of thinking as well as attitude. Ego related issues would remain internal and sub conscious till the 15th January 2011, while 16th January 2011 onwards, Ego could be apparent in speech. Finances would remain active and on your mind in the second half of the month. Family matters would be in the focus too.

Sagittarius February Horoscope: Creative work would bring in growth in finances till the 15th February 2011. Be humble in speech and communications this month. 16th February 2011, onwards your position will rise and growth would come due to your dynamic attitude as well as networking skills. Growth oriented period overall. Possibility of travel.

Sagittarius March Horoscope: Positive period till 16th March 2011. You will experience growth and rise in repute. You will feel a higher level of energy & creative ability too. 17th March onwards a gradual distance from family & relatives could be felt. There could be some changes in property as well as domestic matters. As long as you are positive, there would be abundant energy to work out matters.

Sagittarius April Horoscope: Active period in work as well as domestic matters till the 16th April 2011. Some amount of resentment could build up against family members during this time. Avoid conflict. 17th April 2011 onwards, creative energies would be high and you will remain more self centered than usual. Children related matters could remain strained now.

Sagittarius May Horoscope: Mind could be over active and some amount of ego could run your thought patterns till the 15th May 2011. Issues with children could crop up too. Beyond 16th May 2011, you will find a rise in energy in work environment. You will find support from superiors and some rise in dynamism which could help you progress faster.

Sagittarius June Horoscope: Hard work and support from people in authority will help you make good progress in work till the 16th June 2011. It is a positive period in love life and relationships too. Beyond 17th June 2011, you could experience a higher level of hurdles and possibility opposition to ideas and relationships. If married, ego with spouse could erupt. New partnerships could come up.

Sagittarius July Horoscope: Issues with partners or in marital matters could come up till the 15th July 2011. You should remain cautious about fever etc. Health & stamina could dip after the 16th July 2011. Hurdles in routine matters could rise too during this period. Fatigue & level of tiredness could prevail now.

Sagittarius August Horoscope: Poor stamina & certain amount of challenges overall would remain. Work could experience a slowdown till the 16th August 2011 . Important assignments are better postponed after 17th August 2011 or the next month. Improvements in luck and overall growth could come. Chances of travel possible too.

Sagittarius September Horoscope: Creative work and spirituality would be present in your outlook. Luck will be good too till the 13th September 2011.Career will grow based on new ideas as well as hard work from the 14th September 2011. People in authority as well as government sources would be supportive. Children related matters will be positive, while investments would blossom.

Sagittarius October Horoscope: Career will progress well, while you will still experience heightened activity in career. You will experience a position of authority till the 13th October 2011. Income and growth will jump after the 14th October 2011. You will find happiness in social life, while very positive reunion with friends possible now too. Some celebration in the family after the 15th October 2011 possible.

Sagittarius November Horoscope: Gainful period financially, while socially you would be active too till the 16th November 2011. A dip could be felt in health and stamina overall after the 17th November 2011. Chances of useless expenses, while some losses are possible too. It would be useful to keep the level of activity lower than usual.

Sagittarius December Horoscope: The month would begin with low activity and some amount of pressures and sluggishness which would remain till the 14th December 2011. Improvements in outlook, followed by rise in activity would come from the 15th December 2011. You should be careful about being egoistic and over aggression. You will experience leadership abilities now.

Best wishes to you for a wonderful 2011.

Scorpio Horoscope for the first phase till early May 2011 - This would be the most favorable and active period for you. Your mental abilities would be appreciated. Creative abilities would be at an all time high too. This period would see you as the knowledge center for family & friends, as well as in your professional life. Happiness from children is assured now. If applicable, being blessed with a child now is possible. You need to careful about getting into new projects after the 26th January 2011. You should rethink new projects & major decisions about place of residence or profession. Activity in career as well as social life will jump up now. Chances of meeting with old friends & old flames not ruled out now. You should enjoy this period but without taking any major risks or carrying out any significant changes.

Family matters could see some politics & behind the scenes activity. It would be useful to avoid open confrontation or taking sides during this period.

You should use this period to make maximum financial & professional gains.

Scorpio Horoscope between May & 15th November 2011 - This period during the year would be very beneficial to grow in whatever field you desire. You will experience growth in new areas, a renewed dynamism in work & expansion in career, finances as well as rise in expenses.

You will see your stature in career will grow while the company or environment, in which you work, shall expand too.

The period of high activity and need to avoid new areas would come to an end on 12th June 2011. You can get into new projects with a high level of energy & expect very good results after this period.

Beyond 31st August, you might feel that competition in work environment is higher than healthy levels. You need to be careful & avoid getting embroiled in controversies now. The level of dynamism at work will be quite high though and new projects & challenges you take up now, would be well rewarded.

Marriage matters would be quite challenging at times since spouse could be in a volatile & unsteady mood during this period after the 31st August.

Further to complicate matters, your mindset would turn very fixed & stubborn. Near normal situations could turn challenging, if you are not flexible during this time.

You might have some issues in relationships in general. Marriage & steady relationships could find higher than normal skepticism towards partner.

Even in business partnerships, doubts could arise. It would be useful to keep the expectations rational and not over judge people around you.

Financially the period would be fulfilling.

Scorpio Horoscope between 16th November 2011 and 31st December 2011 - This period will see a steady rise in your financial commitments. Distance with family could rise, while wasteful expenses 7 minor losses could come up. You need to make plans conservatively. Do not increase overheads in anticipation. Any real estate purchases should also be planned conservatively.

Pressures from competitors and issues in marital matters would ease out by 25th December 2011. You can look forward to a steady period beyond that.
General Comments for Scorpio Horoscope 2011 :

Good progress & vibrancy in your attitude & results will come between 8th January & 15th February 2011, 3rd May 2011 & 13th June 2011 & beyond 30th October 2011.

You need to be careful about health & injuries between 25th July 2011 & 9th September 2011.

Impulses & relations with friends should be handled with caution between 31st March to 23rd April, 3rd August to 26th August & 25th November to 13th December. Expenses & money matters could cause worry during these times too.

Scorpio January Horoscope: Creative work would bring in growth in finances till the 15th January 2011. Be humble in speech and communications this month. 16th January 2011, onwards your position will rise and growth would come due to your dynamic attitude as well as networking skills. Growth oriented period overall. Possibility of travel.

Scorpio February Horoscope: Positive period till 16th February 2011. You will experience growth and rise in repute. You will feel a higher level of energy & creative ability too. 17th February onwards a gradual distance from family & relatives could be felt. There could be some changes in property as well as domestic matters. As long as you are positive, there would be abundant energy to work out matters.

Scorpio March Horoscope: Active period in work as well as domestic matters till the 16th March 2011. Some amount of resentment could build up against family members during this time. Avoid conflict. 17th March 2011 onwards, creative energies would be high and you will remain more self centered than usual. Children related matters could remain strained now.

Scorpio April Horoscope: Mind could be over active and some amount of ego could run your thought patterns till the 15th April 2011. Issues with children could crop up too. Beyond 16th April 2011, you will find a rise in energy in work environment. You will find support from superiors and some rise in dynamism which could help you progress faster.

Scorpio May Horoscope: Hard work and support from people in authority will help you make good progress in work till the 16th May 2011. It is a positive period in love life and relationships too. Beyond 17th May 2011, you could experience a higher level of hurdles and possibility opposition to ideas and relationships. If married, ego with spouse could erupt. New partnerships could come up.

Scorpio June Horoscope: Issues with partners or in marital matters could come up till the 15th June 2011. You should remain cautious about fever etc. Health & stamina could dip after the 16th June 2011. Hurdles in routine matters could rise too during this period. Fatigue & level of tiredness could prevail now.

Scorpio July Horoscope: Poor stamina & certain amount of challenges overall would remain. Work could experience a slowdown till the 16th July 2011. Important assignments are better postponed after 17th July 2011 or the next month. Improvements in luck and overall growth could come. Chances of travel possible too.

Scorpio August Horoscope: Creative work and spirituality would be present in your outlook. Luck will be good too till the 13th August 2011.
Career will grow based on new ideas as well as hard work from the 14th August 2011. People in authority as well as government sources would be supportive. Children related matters will be positive, while investments would blossom.

Scorpio September Horoscope: Career will progress well, while you will still experience heightened activity in career. You will experience a position of authority till the 13th September 2011. Income and growth will jump after the 14th September 2011. You will find happiness in social life, while very positive reunion with friends possible now too. Some celebration in the family after the 15th September 2011 possible.

Scorpio October Horoscope: Gainful period financially, while socially you would be active too till the 16th October 2011. A dip could be felt in health and stamina overall after the 17th October 2011. Chances of useless expenses, while some losses are possible too. It would be useful to keep the level of activity lower than usual.

Scorpio November Horoscope: The month would begin with low activity and some amount of pressures and sluggishness which would remain till the 14th November 2011. Improvements in outlook, followed by rise in activity would come from the 15th November 2011. You should be careful about being egoistic and over aggression. You will experience leadership abilities now.

Scorpio December Horoscope: Hard work and aggression would be high. Ego will remain an integral part of thinking as well as attitude. Ego related issues would remain internal and sub conscious till the 15th December 2011, while 16th December 2011 onwards, Ego could be apparent in speech. Finances would remain active and on your mind in the second half of the month. Family matters would be in the focus too.

Best wishes to you for a wonderful 2011.

Libra Horoscope for the first phase till early May 2011 - This would be a mixed phase, when financial pressures would be high, along with a high activity & growth phase in career. You will find new opportunities coming in from various sources now. This is quite a vibrant period. Beyond 25th January 2011, you could find a rise in financial pressures as well personal problems, which could distract you from work & related growth. You should plan for higher financial commitments during this time & avoid new expenses during this time. You should ensure that the new opportunities that come now, should not be lost due to the mental pressures you experience. It would be useful to delegate the opportunities now.

Mind would remain religious & spiritual during this time. Some amount of mental or physical distance from children possible.

Diet should be controlled, else food related health problems could come up now.

Libra Horoscope between May & 15th November 2011 - This is a positive phase as growth in new avenues of work & personal life would come about. Financial pressures would ease out after the 12th June 2011. If you were running through a loss period, improvements would come after the 12th June 2011 too. If unmarried, very good chances of marriage would come up. Opportunities could come up, more after the 31st August in marriage matter matters. New partnership with former colleagues possible during this period. If such an opportunity comes up, you should take it up immediately.

Socially this is an active and enjoyable phase. You will get a lot of social opportunities with spouse.

Family matters would enter into a challenging phase. There could be some amount of diplomacy, that could creep into the family matters. Bonding could be lower than normal. It would be useful to think before you speak.

Financially, it will be an interesting period, since you will find inflows and gains, higher than before. It is a period of growth in money matters. A new source of income would become possible too.

Health could become a cause of concern during this time.

Libra Horoscope between 16th November 2011 and 31st December 2011, would see the level of growth & opportunity jump up now. It is a stressful period when career will progress well, although it would be at the cost of health, peace of mind and family bonding. A powerful phase begins at work. You should make the most of this time.

Creative efforts would be rewarded well. Wasteful expenses of the past would slow down now.

Good chances of marriage will still remain. You will feel a calming down effect overall in family & personal matters after the 25th December 2011.
General Comments for Libra Horoscope 2011 :

Confidence & general level of effectiveness could be curtailed between 11th July & 22nd September 2011.

Very happy & positive mindset would operate between 22nd March 2011 & 16th April 2011, 24th July & 16th August, 4th October & 28th October giving a feel good factor & true happiness.

Speech & travel overall should be controlled between 31st March to 23rd April, 3rd August to 26th August & 25th November to 13th December. Expenses & money matters could cause worry during these times too.

Libra January Horoscope:

Positive period till 16th January 2011. You will experience growth and rise in repute. You will feel a higher level of energy & creative ability too. 17th January onwards a gradual distance from family & relatives could be felt. There could be some changes in property as well as domestic matters. As long as you are positive, there would be abundant energy to work out matters.

Libra February Horoscope:

Active period in work as well as domestic matters till the 16th February 2011. Some amount of resentment could build up against family members during this time. Avoid conflict. 17th February 2011 onwards, creative energies would be high and you will remain more self centered than usual. Children related matters could remain strained now.

Libra March Horoscope:

Mind could be over active and some amount of ego could run your thought patterns till the 15th March 2011. Issues with children could crop up too. Beyond 16th March 2011, you will find a rise in energy in work environment. You will find support from superiors and some rise in dynamism which could help you progress faster.

Libra April Horoscope:

Hard work and support from people in authority will help you make good progress in work till the 16th April 2011. It is a positive period in love life and relationships too. Beyond 17th April 2011, you could experience a higher level of hurdles and possibility opposition to ideas and relationships. If married, ego with spouse could erupt. New partnerships could come up.

Libra May Horoscope:

Issues with partners or in marital matters could come up till the 15th May 2011. You should remain cautious about fever etc. Health & stamina could dip after the 16th May 2011. Hurdles in routine matters could rise too during this period. Fatigue & level of tiredness could prevail now.

Libra June Horoscope:

Poor stamina & certain amount of challenges overall would remain. Work could experience a slowdown till the 16th June 2011. Important assignments are better postponed after 17th June 2011 or the next month. Improvements in luck and overall growth could come. Chances of travel possible too.

Libra July Horoscope:

Creative work and spirituality would be present in your outlook. Luck will be good too till the 13th July 2011. Career will grow based on new ideas as well as hard work from the 14th July 2011. People in authority as well as government sources would be supportive. Children related matters will be positive, while investments would blossom.

Libra August Horoscope:

Career will progress well, while you will still experience heightened activity in career. You will experience a position of authority till the 13th August 2011. Income and growth will jump after the 14th August 2011. You will find happiness in social life, while very positive reunion with friends possible now too. Some celebration in the family after the 15th August 2011 possible.

Libra September Horoscope:

Gainful period financially, while socially you would be active too till the 16th September 2011. A dip could be felt in health and stamina overall after the 17th September 2011. Chances of useless expenses, while some losses are possible too. It would be useful to keep the level of activity lower than usual.

Libra October Horoscope:

The month would begin with low activity and some amount of pressures and sluggishness which would remain till the 14th October 2011. Improvements in outlook, followed by rise in activity would come from the 15th October 2011. You should be careful about being egoistic and over aggression. You will experience leadership abilities now.

Libra November Horoscope:

Hard work and aggression would be high. Ego will remain an integral part of thinking as well as attitude. Ego related issues would remain internal and sub conscious till the 15th November 2011, while 16th November 2011 onwards, Ego could be apparent in speech. Finances would remain active and on your mind in the second half of the month. Family matters would be in the focus too.

Libra December Horoscope:

Creative work would bring in growth in finances till the 15th December 2011. Be humble in speech and communications this month. 16th December 2011, onwards your position will rise and growth would come due to your dynamic attitude as well as networking skills. Growth oriented period overall. Possibility of travel.

Best wishes to you for a wonderful 2011.

Virgo Horoscope for the first phase till early May 2011 - This phase of the year would be very different than rest of the year. You will continue with the hangover of the last year and its effect during this phase. Partnerships would be successful & mind would remain business oriented. Marriages would be very happy & blissful during this period. If unmarried, very good chances of marriage exist. Personal pressures would rise after the 25th January 2011. There will be some issues due to worry related to children. Personal health could cause worry & concerns too. The level of activity in professional life as well as personal life would be high. This could be a reason for extra stress too. It would be useful to prioritize and avoid running after new opportunities. New projects are totally avoidable after the 25th January 2011.

The level of bonding at home would be poor as family might not get enough time to spend with each other. Career could create doubts, but you should not thinking of making any changes yet.

Virgo Horoscope between May & 15th November 2011 - This period will see the level of pressures continuing till 12th June 2011. Things would ease out on the personal front significantly after the 12th June 2011. You will however remain disciplined and regimented in your approach till the 15th November 2011. This approach will help you progress as well as cope up with the pressures.

Mental pressures could rise during this period. There would be many occasions when you could feel hurdles, mostly on account of pressures and your inability to handle stress. This period will see a rise in sexual desires and might seek gratification without adequate patience. You need to remain discrete and discerning during this period.

Hunger and overeating could result during this period. If you are not cautious, chances of putting on weight exist, if you are not cautious. Hurdles & issues could rise after the 31st August 2011. It would be useful to be low profile and avoid unnecessary controversy during this. Avoidable stress should also not let you bother you as it could cause health issues.

Despite all the pressures, a certain amount of clarity would emerge at work as well as to find what your true calling or Karma is. It is a period where you will find aggression and will to develop new areas in life. Promotional work would be well rewarded. You will socialize more than usual & make some new friends now. It is an aggressive & progressive period overall. New spiritual & religious pursuits possible. If you follow this aspect, deep satisfaction & success is assured. Some pilgrimage possible too.

Virgo Horoscope between 16th November 2011 and 31st December 2011, would see improvement in your personal mindset. There would be significant unburdening of your mind. Focus would turn on hard work & gains due to your creative work. Some pressures might come up in family life due to a sudden rise in work pressures. Speak carefully, since some controversy could come up unnecessarily. Pressures & hurdles which could have been bother you, will improve after the 25th December 2011. If some chronic health problems were bothering you, there will be significant improvement after 25th December 2011 too.

General Comments for Virgo Horoscope 2011 :

Positive & gainful trends will operate between 18th February 2011 & 5th March 2011, 14th June 2011 to 20th July 2011, 9th October 2011 to 29th October 2011.

Some unknown fear & stress could come up between 3rd April & 11th May, 30th October 2011 till the end of the year. There are period to pass with caution & maturity.

Your general temperament & career decisions should be controlled between 31st March to 23rd April, 3rd August to 26th August & 25th November to 13th December. If you do not focus during this time, some errors of judgment could occur.

Virgo January Horoscope:

Active period in work as well as domestic matters till the 16th January 2011. Some amount of resentment could build up against family members during this time. Avoid conflict. 17th January 2011 onwards, creative energies would be high and you will remain more self centered than usual. Children related matters could remain strained now.

Virgo February Horoscope:

Mind could be over active and some amount of ego could run your thought patterns till the 15th February 2011. Issues with children could crop up too. Beyond 16th February 2011, you will find a rise in energy in work environment. You will find support from superiors and some rise in dynamism which could help you progress faster.

Virgo March Horoscope:

Hard work and support from people in authority will help you make good progress in work till the 16th March 2011. It is a positive period in love life and relationships too. Beyond 17th March 2011, you could experience a higher level of hurdles and possibility opposition to ideas and relationships. If married, ego with spouse could erupt. New partnerships could come up.

Virgo April Horoscope:

Issues with partners or in marital matters could come up till the 15th April 2011. You should remain cautious about fever etc. Health & stamina could dip after the 16th April 2011. Hurdles in routine matters could rise too during this period. Fatigue & level of tiredness could prevail now.

Virgo May Horoscope:

Poor stamina & certain amount of challenges overall would remain. Work could experience a slowdown till the 16th May 2011. Important assignments are better postponed after 17th May 2011 or the next month. Improvements in luck and overall growth could come. Chances of travel possible too.

Virgo June Horoscope:

Creative work and spirituality would be present in your outlook. Luck will be good too till the 13th June 2011. Career will grow based on new ideas as well as hard work from the 14th June 2011. People in authority as well as government sources would be supportive. Children related matters will be positive, while investments would blossom.

Virgo July Horoscope:

Career will progress well, while you will still experience heightened activity in career. You will experience a position of authority till the 13th July 2011. Income and growth will jump after the 14th July 2011. You will find happiness in social life, while very positive reunion with friends possible now too. Some celebration in the family after the 15th July 2011 possible

Virgo August Horoscope:

Gainful period financially, while socially you would be active too till the 16th August 2011. A dip could be felt in health and stamina overall after the 17th August 2011. Chances of useless expenses, while some losses are possible too. It would be useful to keep the level of activity lower than usual.

Virgo September Horoscope:

The month would begin with low activity and some amount of pressures and sluggishness which would remain till the 14th September 2011. Improvements in outlook, followed by rise in activity would come from the 15th September 2011. You should be careful about being egoistic and over aggression. You will experience leadership abilities now.

Virgo October Horoscope:

Hard work and aggression would be high. Ego will remain an integral part of thinking as well as attitude. Ego related issues would remain internal and sub conscious till the 15th October 2011, while 16th October 2011 onwards, Ego could be apparent in speech. Finances would remain active and on your mind in the second half of the month. Family matters would be in the focus too.

Virgo November Horoscope:

Creative work would bring in growth in finances till the 15th November 2011. Be humble in speech and communications this month. 16th November 2011, onwards your position will rise and growth would come due to your dynamic attitude as well as networking skills. Growth oriented period overall. Possibility of travel.

Virgo December Horoscope:

Positive period till 16th December 2011. You will experience growth and rise in repute. You will feel a higher level of energy & creative ability too. 17th December onwards a gradual distance from family & relatives could be felt. There could be some changes in property as well as domestic matters. As long as you are positive, there would be abundant energy to work out matters.

Best wishes to you for a wonderful 2011.